Thursday, November 8, 2007
Wasted 2 hours
I could have been watching tv or cooking a healthy supper or doing just about anything other than what I did last night. Rob's friend, Lawry, calls him the other day to say he wants to come by and talk to Rob. This is the friend that Rob wants to try to help. He just got married and he's been a pizza delivery boy for what seems like decades. He needs to do this for a job he's getting, and he will bring his trainer too. Rob agreed because Lawry says it will only take about 30 minutes, and he only needed Rob. Fine with me I can cook and just stay in the computer room while they talk. I knew from the moment Robert told me what he said he was trying to sell or rope us into some crap!
So 6:30 PM yesterday rolls around and there's a knock at the door. It's Lawry and his "trainer". I'm in the kitchen pulling out the ingredients to make a tasty panchetta and pasta dish for dinner. Now all of a sudden Lawry won't get his credit unless both of us sit in for the talk. So I'm stuck taking this irritating questionnaire asking me questions about what I want out of life and do I like my job and will I be able to retire when I want or pursue my dreams. The trainer asks us to list our dream cars and how our dream house would look and name all the places we'd love to travel. Only a blind monkey wouldn't see the sales pitch coming. The trainer keeps saying he's not trying to sell us anything he's trying to hire us. Don't we want to help other people obtain their dreams and save money while making lots of money for ourselves?
The trainer starts talking about life insurance. How most people don't have enough. But that section of the pitch ended soon after I explained to him my views on death and life insurance. I don't need to hit the lottery if my husband dies and neither does he if I die. We have enough insurance to pay off the mortgage and our bills. But that's it. I've worked and taken care of myself before Rob and I will continue to do that if something happened to him. I don't need to make half a million dollars on my husband's death. I don't need to sit on my ass for the rest of my life in luxury because someone I love died.
Then he starts on the mortgage section of the pitch and I explain to him that I worked for a major mortgage company for several years, and I have my degree in Finance so I'm not dumb. So don't come at me with more bull. Then he's talking about something called Debt Stacking. Doesn't that just sound lovely. Oh yes I would prefer to move my unsecured debt and make it secured debt. Yes, you may save some money, but everyone won't. Why would I give up my 6% fixed mortgage for an adjustable one or one that's interest rate is double what I already have. I didn't just fall off the turnip truck.
He also kept asking for referrals because that's how you grow your business. He felt the need to tell me that I need to ask people more questions so that they order more stuff from my Avon business. Sorry, but I don't like feeling like I'm in a job interview when someone's selling me something so why the hell would I do that to someone else? Also why would I want to make my living harassing my friends, neighbors, and strangers to listen to a 2 hour sales pitch for life insurance or refinancing or something else I don't even want. No thanks I'll stick with selling Avon.
After almost 2 hours of this bull they finally leave after getting us to agree to meet with them next week. Yeah right! I think I feel a cold coming on...cough...cough.
The moral of the story is always use your caller id and answering machine when friends decide to call you out of no where.